10-Year HVAC System Cost Comparison
Compare financing options and make the best decision for your home


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Category | Palmetto Comfort Plan | Traditional Financing | Cash Purchase |
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Why Choose the Comfort Plan?
The Comfort Plan is an exclusive program designed to provide you with a new, high-efficiency HVAC system without the burden of ownership. It includes the installation of a brand-new system, all maintenance, repairs, and even replacements for the entire term, all covered by one low monthly payment. It's truly worry-free home comfort.
Unlike a warranty, which typically only covers parts, or a service contract, which often only covers maintenance, the Comfort Plan covers everything. This includes parts, labor, regular maintenance, and even a full system replacement if necessary, for the entire 10-year term. It's a comprehensive "no surprises" solution.
Your monthly payment covers the cost of the new, high-efficiency HVAC system, its installation, all scheduled maintenance for 10 years, all parts and labor for any repairs needed, and even a full replacement of the system if it cannot be repaired. It also includes air filters shipped directly to your door, and annual IAQ media filter replacements. There are no hidden fees or unexpected bills for your comfort system.
Yes, unlike traditional financing, sales tax is built into your low monthly payment, so there are no upfront sales tax surprises.
No, with the Comfort Plan, there are no upfront costs, no down payments, and no hidden fees.
Getting approved is simple and quick! Our team will guide you through a short application process, which typically takes just a few minutes. Approval is based on a variety of factors, and we work to make it accessible to as many homeowners as possible.
Absolutely! The Comfort Plan is highly customizable. You can include various indoor air quality products, smart thermostats, and other accessories directly into your monthly payment. Our comfort advisor will help you design the perfect system for your home and needs, ensuring everything is covered under your single payment.
Your local Heating & Air Conditioning Contractor team remains your service provider for the full 10 years. You'll receive automatic maintenance reminders, and your filters will be shipped directly to you.
At the end of the 10-year term, you have a few flexible options: you can renew your Comfort Plan for a new term, upgrade to a new system with a new plan, or purchase the system outright at its fair market value.
The Comfort Plan is transferable to the new homeowners, increasing the value of your home! Alternatively, you have the option to buy out the remainder of your plan.
Third-party ownership through the Comfort Plan means you avoid the large upfront cost of a new HVAC system. More importantly, it transfers all the risks and responsibilities of maintenance, repairs, and potential future replacements to us for 10 years. You enjoy consistent comfort and predictable monthly payments, free from unexpected breakdowns or expensive repair bills, and you're protected from inflation.
Disclaimer: Labor, filters, IAQ media, and preventative maintenance are all subject to terms and limitations included in the contract. Inflation-Proof Protection is based on expected inflation costs on services covered under the contract for the ten-year term. Interest Paid is estimated on an annual percentage rate expressed as a yearly percentage and does not imply that the Monthly Payment is exclusive of lease costs related to the HVAC system.